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Theo Kocken (100 years in 2064) is professor of Risk Management at VU University Amsterdam, extraordinary professor at NWU University (South Africa) and founder of the Anglo-Dutch pension investment & risk management firm Cardano. He is also the chairman/co-founder of the Cardano Development Foundation that focuses on improving financial inclusion in low-income markets. 

Before founding Cardano, he was head of Market Risk at ING and Rabobank. He graduated in Business Administration and Econometrics and received his PhD at VU University Amsterdam. 

Over the past 30 years he has published many books and articles on risk management, pension fund design and financial markets. He is also a producer of documentaries. Amongst others “Boom Bust Boom” (2015) on the endogenous (human) origins of financial crises and “Your 100 Year Life” (2022), discussing the worldwide aspects of aging and a call to make better use of our human capital at elderly age.